Welcome to Seattle Banking Rates

Seattle Banking Rates wants to help you map out your financial future, regardless of your credit or how much money you’re currently earning. We want to help you find the best Seattle bank rates . Rate options include:

  • Seattle, WA mortgage refinance rates
  • Seattle, WA insurance rates for homes and automobiles
  • More banking rate information available from US Banking Rates

Our Featured Seattle Bank Rate

More Seattle Banks

American Lake Credit Union

9900 Veterans Drive Sw
Tacoma, WA, 98493

Pacific Crest Savings Bank

3500 188th Street, S.W., Suite 575
Lynnwood, WA, 98037

Harborstone Credit Union

P.O. Box 4207
Tacoma, WA, 98438

Cascade Credit Union

P.O. Box 58450
Seattle, WA, 98138

North County Bank

16419 Smokey Point Blvd
Arlington, WA, 98223

Olympia Federal Savings and Loan Association

5th & Capitol Way
Olympia, WA, 98501

See all Seattle Banks

Current Seattle Rates Update


The 30-year fixed mortgage rate just went lower to 4.72%, so now may be a good time for you to consider refinancing a home or buying one in Seattle. Compared to the previous year, mortgage rates were at 5.59% for Seattle and the rest of the country. The most recent drop of 0.7% is in reaction to the continually weakening U.S. employment picture, low housing activity after the $8,000 tax credit expired and a growing amount of foreclosures sweeping the nation.

Low Seattle home loan rates are still not enough to ignite a rebound in home buying activity however. The current mortgage rate is now approaching the lowest home loan rate in recorded history, which was 4.71% in December of 2009 according to Freddie Mac. Low mortgage rates have been able to get more money into the pockets of consumers due to a flurry of refinancing activity thanks to the lower rates.

One year adjustable mortgages are at 3.91%, down from 3.95% last week. To give a better indication of where rates are from a year ago, 15-year mortgages were at 5.04% and ARM’s at 5.17%. If you plan on refinancing, odds are that home loan rates will not go much lower as they are already near historical lows. Refinancing can help you save more each month to go towards savings or other expenses.


Life Changes Affecting Seattle Banking Rates

  • You’ve just gotten a big promotion, and it’s time to upgrade to a new car.
  • It makes sense right now to take out a second mortgage on your home.
  • Your kitchen is just too small, and you’d like to renovate and expand it.

Compare Seattle, WA Bank Rates

At Seattle Banking Rates, you can compare checking and savings account rates in Seattle. Our data is always current and up-to-date to ensure that you get the best rates possible.

As you make this decision to choose a Seattle bank, we can also help you:

  • Improve your credit with a free credit report
  • Compare national checking account rates
  • Decide whether you need a savings account or to take advantage of high CD rates

Whether you are looking for a bank to manage your small business, or a bank with the highest interest rate savings accounts, Seattle Banking Rates is certain to connect you with the right bank.

CD Rates When Interest Rates are Falling in Seattle, WA

A clear advantage of investing in CD‘s is that CD Rates are fixed, meaning you lock in an interest rate for the entire term of the CD, and it does not change. When interest rates are dropping, your CD stays at a higher rate. If you money is in a savings account, or interest paying checking account, your interest rate will drop daily, if rate are falling. Learn from Seattle Banking Rate partners if rates are falling or rising, and make the right choice to earn more money.

Automatic Savings Plan in Seattle, WA

One of the best ways to grow your savings in \{City/State\}, beyond getting the best interest rates from your bank, is to set-up an automatic savings plan. You can work with your bank to automatically take any amount from a checking account or a pay check that is direct deposited or from other accounts and add to your savings account each month. This way, you know your savings account is growing every month no matter what with the automatic amount plus the interest payments from your bank based on the bank rate.

Learn about the best savings accounts that meet your financial needs in \{City/State\} with the most competitive interest rates from our partner.

Get the Best Rates in Seattle, WA

Seattle Banking Rates is a free resource for consumers to help them find the right rates that best suit their needs. Seattle Banking Rates works with thousands of Banks, Lenders, Mortgage Companies, Credit Card Companies and other financial institutions to bring you the most up-to-date interest rates, savings rates and loan rates.

Seattle Banking Rates also can match you with the best local companies based on your current credit rating and credit score. No matter what your credit score is, Seattle Banking Rates has special relationships with companies who can get you what you are looking for; including: the best Refinance Rates, great CD and Savings Rates, low interest rates for Auto Loans, and thousands of low rate credit cards to match everyone’s needs.

If you do not know your Current Credit Score, you can also access a Free Credit Report and Score through our partner Go Free Credit. This will not only give you your current Credit Report and Credit Score, but also keep you aware of items that can damage your credit score and protect you against identity theft.

Let us know what type of Rate that you are interested in, and your current Credit Score, and we will find the best companies that you should work with. Our service is 100% free to all consumers along with our Free Rate Alerts to keep you up-to-date on interest rates and rate news from our experts.tes. Take your time, research our partners, find the best Rates for you. You can also email us anytime with questions you have about comparing rates, rate quotes, interest rates or other information you need to better understand how to get the best rates for you!

Free Rate Resources in Seattle, WA

Seattle Banking Rates is rapidly becoming the premier Seattle interest rate source. By working with thousands of financial companies, Seattle Banking Rates has up-to-date Interest Rates, news and Rate information across many products and services including:

Seattle Banking Rates specializes on putting people together with companies who want their business. If you have a great Credit Score, Seattle Banking Rates has banks, lenders and credit card companies who can get you the lowest rates based on your situation, if you have a not-so-great Credit Score, Seattle Banking Rates has just as many partners who can find the best rates for your based on your needs.

Our site will add thousands of new partners every year that want to work with you to get you the Best Rates. Take your time, research our partners, find the best Rates for you. You can also email us anytime with questions you have about comparing rates, rate quotes, interest rates or other information you need to better understand how to get the best rates for you!


Current Seattle Banking News

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Other Seattle Specials: Seattle Insurance Rates